Terms & Conditions

By making use of our website, you are accepting all of our conditions, terms & disclaimers present within this notice. In case you don’t accept the following Terms & Conditions, then you should discontinue using this website immediately. Your official access to this website and your use of it is directly subject to the agreement of the following Terms & Conditions. You are not to use this Website for any reason that is outside of the law or that is prohibited through these Terms & Conditions.

Modifications to the Website

We maintain the official right to:

– Change any of our Terms & Conditions during any given time without prior notification, and if you continue using this Website after any given changes, it should be accepted as your agreement to such changes.
– Remove (permanently or temporarily) or change this Website or any section present without the need for prior notification, and you officially confirm that we are not liable to the user for any changes or removal.

Services by PaydayPiggy

Paydaypiggy.co.uk is not an actual credit broker and thus, we don’t provide any direct finance to you. Our services are such that after filling out a form of application, we direct you to Monove’s wide lender panel who may help with your finance application. By officially submitting your application, you are thereby providing your consent to them for the sake of matching your individual application with any of the Providers or Lenders present in their panel. It is essential to understand that Payday Piggy only forwards your official application to the Finance Provider that has went over your application and has approved it as one that they believe possesses a positive chance of being provided a loan to.

Links to 3rd Party Websites

Our Website may have links to 3rd party websites present, which are all maintained and controlled by others. Such links to different websites are not our endorsement of the websites. Furthermore, you fully agree that we are in no way responsible for the availability or content present in such websites.

Rights of Intellectual Property

By using our website you fully consent that you won’t access the present content for any sole purpose of non-business, personal use. The content present on our website is not to be copied, downloaded, reproduced, stored, transmitted or distributed/sold without prior written agreement and consent of our website’s owner. This officially excludes the copying, downloading and/or pages printed of the site for non-business, personal home use only.

All of the rights of intellectual property, trademarks or copyright used in our Website, as well as its content that includes without any limitation the text, graphics, design and all related source codes and software associated with the site are officially owned by PaydayPiggy.co.uk

Liability

We do not have the possibility to guarantee that a particular Finance Provider or Lender who accepts the application will ultimately authorise to direct your official application for getting finance. This may be related to various reasons, including technology problems or due to the possibility of incorrect information provided in the application. We are not to be liable for any possible loss incurred through the use of this Website, only unless we do not act in full accordance with our Terms & Conditions, been negligent in any way or otherwise demanded by the UK law. If we are to detect that you are not using this site in accordance with the Terms & Conditions or we find out that the use of the form is made fraudulently, we maintain the option to officially claim from the user (you) the relevant costs that may have been incurred in taking such action to discontinue your use of the form & recover monies that are owed as a the result of your actions.

Privacy & Cookies

Use of our Website is additionally governed by our official Cookies policy, which has been incorporated within these Terms & Conditions.

This website makes use of cookies. Cookies are basically tiny text files that have been created by the web server and have been stored in your device when visiting a particular website. The site uses cookies in order to record the analytics data.

If you desire opting out of the process of placing cookies in your device, then simply adjust the internet browser’s settings and restrict the cookies as should be detailed in the browser’s menu. You may additionally wish to delete any cookies that may have already been put in. In order to find out how to do so, please read through your browser’s own help menu.

Indemnity

You fully agree to complete indemnify and to hold us and all of our agents and employees innocent from & against all legal costs, liabilities, losses or any other expenses related to actions or claims brought up against us, which arise from your breach of our Terms & COnditions or any other liabilities related to your use of our Website.

Severance

If any of our Terms & Conditions are to be determined as invalid, unenforceable or illegal for any given reason by a court of competent jurisdiction, then such a Term or Condition will be severed and any remaining Terms & Conditions will survive and remain in their entirety and will continue to be enforceable and binding.

Governing Law

Our Terms & Conditions are to be governed by and construed within accordance of England & Wales laws and you hereby yield to the sole jurisdiction of the English courts.

Complaints Related to Our Website

We do everything in our power to ensure that all of our users receive the best of service through our website. However, we are fully aware that oftentimes things may not function to your full expectations. If you would like to file a complaint regarding our website’s functionality, then please email us your comment to complaints@paydaypiggy.co.uk or alternatively you may send your written complaint to our address.

We always aim to answer complaints as quickly as possible, but sometimes it may take a bit longer to perform our investigations and in such cases, we issue our final response within 8 weeks from the submission of the first complaint.

If your official complaint is related to anything other than our website’s functionality, such as the matching process of the lender or Monevo’s service, then please refer to the official Complaints Procedure.

The Financial Ombudsman Service (FOS)

If you would like the FOS to officially consider your submitted complaint, then you should sent them you complaint within six months of our final response date. Their details of contact are: Financial official Ombudsman Service at Exchange Tower London at E14 9SR.
Phone: 0300 1239 123. Email at complaintinfo@financial-ombudsman.org.uk  Details related to their servce can be seen on the website of the Financial Ombudsman www.financial-ombudsman.org.uk/publications/consumer-leaflet.htm

Details On Us

Paydaypiggy.co.uk is an official registered trading name of Hellcat Media Limited, that is an official Introducer Appointed Representative of the Quint Group, and is present on the Financial official Services Register through reference #729043. Quint Group Ltd. is regulated and authorised through the Financial official Conduct Authority and is present on the Financial official Services Register through reference
#669450. Hellcat Media Ltd. is officially registered in England & Wales (Firm #08151185), Registered office at 12 Culm Close at Bideford, Devon at EX39 4AX.